The Beitler Services Surrogacy Medical Expense Liability Insurance Plan was created specifically to provide Intended Parents pursuing Gestational Surrogacy and Lawyers Specializing in Reproductive Law with a confidence that the Surrogate’s maternity and childbirth is professionally and privately managed from the start of the synchronization medications though term pregnancy, childbirth and post-partum. Intended Parents contractual financial liability to their Surrogate is responsibly and economically managed by the Plan.
By purchasing the Surrogacy Medical Expense Liability Insurance Plan, Intended Parents are protected from catastrophic financial loss and eliminate any issue or concern if insurance covers or excludes Gestational Surrogacy.
The contractual conditions requiring Intended Parents to be financially responsible for their Surrogates’ maternity and childbirth related medical care and expenses are covered by the Beitler Services Surrogate Contractual Expense Liability Insurance Policy. Intended Parents are insured, after satisfaction of the understood and agreed underlying deductible self insured retention amount, for their Surrogates’ incurred medical expenses related to synchronization / implantation, maternity and childbirth and post-partum.
The Beitler Services Surrogacy Medical Expense Liability Insurance Plan consists of the following three components:
(1) BeitlerCare™ - Surrogate Case Management Program ‘CMP’
(2) Gestational Surrogate Cycle Insurance Policy ‘GSCC’
(3) Surrogate Contractual Expense Liability Insurance Policy ‘SCELP’
(1) BeitlerCare™ - Surrogate Case Management Program
Plan authorized administrator, Benefits Network, Inc., (BNI, Third Party Administrator for BeitlerCare™), provides Member enrolled Intended Parents and their Surrogate with the necessary personal service required to coordinate and select the preferred physician and hospital in addition to providing active administrative case management of their Surrogate’s maternity and childbirth related medical care. Member enrolled Intended Parents access the BeitlerCare™ secured privacy protected website to permit the on-line tracking of their Surrogate’s medical expenditure activity from the designated Member Services Account. Member transactional activity is posted by the plan administrator to the secured web-based member services account per BeitlerCare™ provider referral issued.
(2) Gestational Surrogate Cycle Insurance Policy
Policy covers the Intended Parents medical expense contractual liability for the benefit of their Surrogate; beginning at the start date of synchronization cycle treatment medications and ending upon medical confirmation of pregnancy via ultrasound, not exceeding two (2) months. Coverage excludes any routine costs related to the surrogacy IVF medical treatment and procedure and/or services administered by the fertility specialist and/or mental, nervous and substance abuse expenses. Please refer to the policy certificate wording for a complete explanation of coverage terms and conditions.
(3) Surrogate Contractual Expense Liability Insurance Policy
Policy covers the Intended Parents medical expense contractual liability for the benefit of their Surrogate; beginning at the date of medical confirmation of pregnancy via ultrasound and ending upon childbirth, not exceeding 18 consecutive months. Intended Parents are covered for their Gestational Surrogates’ medically necessary maternity and childbirth related expenses. Coverage exclusions include but are not limited to: Newborn and any medical charges incurred by the Surrogate for treatment of any medical condition other than directly related to maternity and childbirth. Please refer to the policy certificate wording for a complete explanation of coverage terms and conditions.
i) Liability insurance may be endorsed to a secondary, Beitler Plan coverage benefits then understood to perform only if concern arises with gestational carrier's health plan, providing a 40% Return Premium to Intended Parents if no claims are paid.
ii) Liability insurance coverage is available at a premium cost of $5,000; minimum self insured retention 'deductible' levels (a) $30,000 (single pregnancy births and/or vaginal delivery), or (b) $50,000 (twin pregnancy births and/or C-section).
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